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Critical Illness Insurance

A critical illness can alter every aspect of your life. While most coverage will provide coverage for medical-related expenses.

Critical Illness Insurance

A critical illness can alter every aspect of your life. While most coverage will provide coverage for medical-related expenses.

What is Critical Illness Insurance and why should you have it?

Critical Illness insurance is a living benefit that pays a lump sum, if you are diagnosed as having contracted one of a specified range of serious illnesses. It can alleviate financial worry in the event that you become too sick to work, provides flexibility in that the money paid out can be used as you wish, to cover a wide variety of potential needs.

Rejuvenator and Rejuvenator Plus

Rejuvenator Plus is Guardian Life’s value added Critical Illness cover. It covers a total of twenty one (21) Critical Illnesses in including (Heart Attack, Kidney Failure, Stroke, Cancer, Alzheimer’s, Loss of Limbs, Blindness and many more.) 

What does Rejuvenator Plus offer?

Rejuvenator Plus offers coverage of up to 70 years with a lump sum of $100,000 or more up while they focus on recovery. If death occurs the full fund value is paid out to beneficiaries.

Accidental Death

This benefit provides an additional payment of up to a maximum of TTD $1,000,000 if accidental death occurs within 90 days due to sustaining bodily injury. This benefit is available to persons between the ages of 15 and 59 years.

Why choose Ria Payne for Critical Illness insurance?

With a over 20 years experience we aim to It’s important to look for a financially stable company and financial stability has been affirmed by leading industry- rating organizations.

Parental Waiver of Premium

With this option if you are unable to make payments due to a disability or illness, your child’s premium will be continued to pay unitil your child’s 21st birthday or the payors’s 65th birthday

Permanent Disablement

This option provides everything stated in the Accidental death above. However if death does occur but the insured sustains an injury resulting in disablement a benefit is payable. The amount payable is a calculated percentage based on the type of injury.

Waiver of Premium

If you choose this benefit you can have peace of mind knowing that the company will pay your premiums on your behalf if you are unable to pursue any occupation due to a disability.

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Insurance with Guardian Life

Home Insurance

Guardian Life home insurance is more than quality coverage for your space its coverage for your assets. Get home insurance built to protect your home.

Medical Insurance

At Guardian Life we’re all about supporting better health. Better health for individuals, couples and families. Find health insurance that’s right for you

Life Insurance

Guardian life insurance means providing  your family with financial assistance if you pass away. Get a  hassle free life insurance quote today.

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