About Us

Providing support from life to insurance

About Us

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Peace of mind with a globally trusted company

Our team at Guardian Life has a combined experience of over 20 years . Since then we have educated business owners and families to have a safe and secure future by aligning with one of our well trained insurance agents. We aim to not just sell insurance but to build relationships, we now protect over 800 families, vehicles and businesses across Trinidad & Tobago. 


The year Ria Murray Payne unit developed its first  insurance policy


The number of people and businesses we currently insure in Trinidad & Tobago.


With a growing team we have only one goal giving our clients the best service possible

Why Choose Ria Murray Payne

We Educate

Our team works to equip clients with the tools and knowledge needed to ensure they get the best premiums for themselves and there family long term financial care.

We are quick

Our team works to settle the majority of claims as quick as possible. We strive to ensure our clients needs are met in a timely manner.


We are efficient

When a claim is submitted, it is assigned a dedicated claims specialist who aims to work on it from start to finish. Plus, a real person (not a machine) answers calls.

We make it easy

When it comes to making a claim, we make super it easy. As a client, you have access to our team 24/7 you can reach out to us via email or give us a call at 1(868)123-4567


History of Guardian Life

The Guardian history of service to the Caribbean dates back to 1847 when Standard Life of Edinburgh, Scotland, opened a branch office in Trinidad. Standard Life ceased operating and merged its Trinidad and Tobago portfolio with that of Jamaica Mutual Life Assurance Society, effective November 15, 1972.

Towards the end of the 1970s, it became mandatory for all insurance companies to localize their operations. And so it was that Guardian Life of the Caribbean was created to accept the Trinidad and Tobago portfolio of Jamaica Mutual in December 1980. It was incorporated in the Republic of Trinidad and Tobago on December 30, 1980 and registered under the provisions of the Insurance Act, 1980.


Our Team

Ria Murray Payne

Executive Insurance Agent


Insurance Agent

Simone Mohammed

Executive Assistant


About Us

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